Guides

Straight answers on business funding

Plain-language guides on how funding actually works, what it really costs, how to qualify, and how to get out from under stacked advances. No fluff, no sales pitch, written by people who do this every day.

We are publishing these now. Here is what is on the way.

Getting started

Getting started

How to get a small business loan, step by step

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Getting started

What you need to qualify, and how to get ready

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Getting started

Which type of funding fits your business

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Costs and the math

Costs and math

Factor rate vs APR, and what you really pay

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Costs and math

The true cost of a merchant cash advance

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Costs and math

How to read a funding offer before you sign

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Qualifying

Qualify

What underwriters look for in your bank statements

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Qualify

Time in business, revenue, and credit, what matters most

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Qualify

How to strengthen your file before you apply

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Cash flow and consolidation

Cash flow

When consolidating your advances actually makes sense

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Cash flow

Stuck with stacked advances? How to get out

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Cash flow

Managing daily and weekly payments without choking cash flow

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Comparisons

Compare

Term loan vs line of credit, which one do you need

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Compare

SBA loans explained, and when they are worth the wait

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Compare

Equipment financing vs paying cash

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